Your Money,
Your Rules
Track spending, set budgets, and discover loan options tailored to your needs — all in one beautifully simple app.
Everything You Need
in One App
Powerful tools designed to help you take control of your finances
Budget Tracker
Set monthly budgets, categorize expenses, and visualize your spending patterns with intuitive charts.
Loan Match
Get matched with personalized loan offers from trusted lending partners based on your profile.
Credit Authorization
Securely authorize credit checks with transparent disclosures and full control over your data.
Expense Categories
Organize expenses into categories like Food, Transportation, Bills, and more for better insights.
Real-Time Updates
Get instant notifications on loan status, budget alerts, and important account activity.
Personalized Dashboard
View your complete financial overview at a glance with customizable widgets and insights.
Get Started in
Three Steps
Download & Sign Up
Download BG Smart Loans from the App Store. Create your account in minutes with just your basic information.
Set Your Budget
Enter your monthly budget and start tracking expenses. Add transactions manually or connect your bank for automatic tracking.
Explore Loan Options
When you need funds, submit a request and get matched with trusted lending partners. Review offers before accepting.
What Our Users Say
Join thousands of satisfied customers
"BG Smart Loans made budgeting actually enjoyable. I can finally see where my money goes and plan for the future."
"The loan matching feature connected me with an offer I wouldn't have found on my own. Simple and transparent process."
"I love how clean and simple the app is. Setting up my budget took minutes and now I save more each month."
Frequently Asked
Questions
Yes, the BG Smart Loans app is completely free to download and use. There are no hidden fees for budgeting features. If you choose to explore loan options, any fees associated with loans will be clearly disclosed by the lending partner before you accept any offer.
When you submit a loan request, we securely share your information with our network of trusted lending partners. They review your profile and may present offers tailored to your needs. You're never obligated to accept any offer, and you'll always see the terms before committing.
Absolutely. We use bank-level encryption and security protocols to protect your data. Your information is only shared with lending partners when you explicitly submit a loan request, and we never sell your data to third parties for marketing purposes.
APR varies by lender and depends on your credit profile, loan amount, and repayment term. APRs can range up to 35%. You'll always see the exact APR and total cost before accepting any offer.
In many cases, yes. Most loans available through BG Smart Loans allow early repayment without prepayment penalties, which can save you money on interest. Review your specific loan agreement for details.
Ready to Take Control?
Download BG Smart Loans today and start your journey to better financial health.
Download on App Store